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In Terms Of Money We Have No Money Meme Generator

in terms of money we have none, gru no money meme, despicable me money meme, we have no money meme

Scene from Despicable Me showing Gru in a gray sweater standing in his lair with hands clasped, looking serious. Rows of yellow Minions are gathered behind him watching. Industrial villain headquarters setting.

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What is the In Terms Of Money We Have No Money meme?

The 'In Terms of Money, We Have No Money' meme uses a still of Gru from Despicable Me standing before his Minions in his lair, looking serious while explaining a dire situation. It is captioned with variations of 'In terms of X, we have no X' to humorously admit having none of something essential - usually money.

Origin & History

The meme pulls from a scene in the 2010 animated film Despicable Me where Gru gathers his Minions to explain their financial situation before pivoting to a new evil plan. Fans captioned the still with 'In terms of money, we have no money' to capture Gru's blunt corporate-meeting energy.

The format went viral on Twitter and Reddit around 2019–2020 as people adapted the phrasing to jokes about empty bank accounts, depleted snack supplies, zero motivation, or lacking basic resources. The humor comes from Gru's formal, almost boardroom-like framing of an obvious and painful truth.

How to Use / Use Cases

Joking about being completely broke before payday
Admitting a project has no budget or resources left
Describing an empty fridge or depleted snack supply
Mocking a team's lack of planning or preparation
Reacting to expensive prices with resigned honesty

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